Life Insurance
Life insurance is essential to all good planning - whether it be to protect your family against a sudden loss of income, insure a key company employee or plan your estate. We have developed a variety of products to meet your specific needs and your financial situation.
| Objectives |
Duration of Protection |
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Universal Life Insurance
- Obtain life insurance coverage and accumulate additional tax-sheltered sums.
- Adapt your financial program to your changing needs.
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Life
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Term Life Insurance
- Enjoy affordable financial security for a defined period.
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10 years,
20 years or
100 years
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Permanent Life Insurance
- Obtain enhanced financial protection with guaranteed cash surrender values and guaranteed premiums.
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Permanent
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Home Protection Plan and Pick-A-Term:
Credit Insurance at its Best…
The various types of credit, such as mortgage loans, mortgage lines of credit personal loans, personal lines of credit, etc. are quite common, and like most people you probably use this alternative to meet your financial obligations.
Credit insurance, often offered in conjuncture with these types of credit, is intended for anyone who has a mortgage and/or personal loan and/or line of credit.
To meet your credit insurance needs and ensure financial security in the event of death or disability, we suggest you subscribe to our flexible term life insurance which offers a full line of features and distinctive advantages.
Critical Illness Insurance - Transition
Anyone who wishes to be protected against financial concerns resulting from a critical illness:
- persons who would like to obtain specific medical treatments;
- parents who would have to temporarily leave their jobs to devote themselves to the recovery of their child;
- persons who would like to have home nursing care or to go on a trip to assist in their recovery;
- business owners or self-employed workers who would have to compensate for the loss of productivity or clients after an illness
Disability Income Insurance - Momentum
Momentum disability income insurance provides you with a source of income to replace your salary during a period of disability resulting from an accident or illness.
Persons who have jobs that do not provide a group insurance plan:
- self-employed workers;
- small-business owners;
- employees, whether or not they are covered by the Workers' Compensation Act
Insurance Without Medical Examination - Alternative and Perspective
Requiring no medical examination or blood test, this type of insurance is intended for persons who for medical reasons have difficulty obtaining insurance. We have designed two different products providing insurance without medical examination -Alternative and Perspective- to better meet your specific needs
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